Conventional Mortgage Loans
Conventional loans are the most common type of loans that are not insured or guaranteed by the government. These loans adhere to Fannie Mae guidelines. Fannie Mae, or Federal National Mortgage Association, is a corporation created by the federal government that buys and sells conventional mortgages. It sets the maximum loan amount and requirements for borrowers.
Conventional loans offer better interest rates than non-conventional loans. The decision on qualification belongs solely to the lender and there may be fewer restrictions on the applicant's personal financial situation than a government-backed loan. These loans typically involve a 25% equity injection. These loan programs are typically useful for long term construction financing for new builds of all kind of commercial property types.
We are offering low, long term fixed rates and flexible underwriting. Conventional loans are available nationwide for both investors or owner-users.
If you are looking for a conventional loan, contact our mortgage advisors now.
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Thanks Don for helping me with this transaction. I appreciate the consistent communication and staying on top of the process from start to finish. Look forward to the next deal!
Rob Wiseman — a month ago
I believed my only choice was to sell off the mixed-use property I inherited at a loss since it required immediate rehabilitation. My fix-and-flip loans from Fast Commercial Capital saved me. In addition to being quick, the fundraising process was simple. My understanding of what I was getting into was fully assured by the team's thorough explanations of all the words. The house needed some work, but I was able to repair it and sell it for a healthy profit. They are really prompt and effective, living up to their reputation!
Ethan Jackson — 4 months ago
Don and the team at Fast Commercial Capital understand the important role they play in your business activities and are there to help you get the best outcome and they provide clear and transparent advice along the way. Thanks again guys for bringing your expert knowledge and hard work to the table.
Lonnie Sorrells — a month ago
As a small business owner looking to expand, I hit a roadblock with traditional lenders. That's when I stumbled upon Fast Commercial Capital. I needed quick access to working capital for inventory and marketing. Not only did they process my application on process my application on received the funds in less than 72 hours. The team was incredibly responsive and simplified a process that usually gives me a headache. Can't recommend them enough!
Liam Garcia — 4 months ago